If you are looking to invest in the Jamaica Stock Exchange, there are some great investment opportunities with Barita Investments. Whether you are a new or existing investor you will want to learn more about Barita’s various products. They offer an array of investment funds that range from short to long-term investments and include low to high risk options. All of these investments require only 100 units to get started.
Below are some of the products that Barita offers.
Capital Growth Fund
The Capital Growth Fund is ideal for someone who is comfortable taking risk. This fund is suitable for someone looking for a long-term (5 to 10 year) investment.
This fund is comprised of the below, which creates a powerful portfolio of assets.
- High-yield stocks
- Low-risk fixed income investments
It is important to note that Barita does not invest more than 10% of the portfolio in any one company and that fixed investments account for no more than 50% of the fund.
Some benefits of the Capital Growth Fund include:
- Tax-Free Gains/Dividends
- Higher return than lower risk investments
Money Market Fund
The Money Market Fund is ideal for a first time investor. The risk is relatively low and is suitable for short of long term investments. If you are investing from abroad (US, Canada or UK) this is especially attractive because the fund is in JMD. When you convert USD, CAD or GBP to JMD you will make money on the transfer due to the current, very desirable, exchange rate. A Money Market Account is often viewed as a better alternative to a savings account. You gain more interest on your money, while taking minimal risk.
This fund is comprised of the below, which help your investment grow steadily over time.
- Repurchase Agreements
- Fixed Rate & Variable Rate Benchmark Notes
- Global Bonds
- Treasury Bills
Some benefits of the Money Market Account include:
- Risk-Free Investments
- Higher interest than a savings account
- Competitive Interest Rates- higher than Bank Rates
- Secure Investments
- Low-Risk opportunities to buy Government of Jamaica Securities
- Tax-Free Benefits when you declare Long-Term Savings Account (LSAs)
FX Growth Portfolio
The FX Growth Portfolio is ideal for USD investors who are not afraid to take risk! It is best for a short-term investment.
This fund is comprised of the below, which help your investment grow quickly over a short period of time.
- Foreign Currency
- Preference Shares of countries within the Commonwealth, Caricom and the USA
- Other sovereign governments as prescribed by the Financial Services Commission and BOJ
- Wealth with a global spin.
Some benefits of the FX Growth Portfolio include:
- Hedge Against Devaluation with investments in foreign currency instruments
- Diversify to help strengthen portfolio performance
- Foreign markets can offer larger markets for larger margins
FX Bond Portfolio
The FX Bond Portfolio is ideal for a new investor who is comfortable taking medium risk and looking to invest medium to long-term.
This fund is comprised of the below, which help your investment grow exponentially.
- Local government securities
- Sovereign government securities
- Local institutions of A-Grade rating
- Corporate enterprises of A-Grade rating
Some benefits of the FX Bond Portfolio include:
- Hedge against devaluation with investments in foreign currency instruments
- Diversify to help strengthen portfolio performance
- Foreign markets can offer larger markets for larger margins
Real Estate Portfolio
The Real Estate Portfolio is ideal for risk takers that want to see substantial returns on their investment.
This fund does the below, which help your investment maximize returns.
- Buy Property – This fund buys commercial and residential properties for lease and sale in Jamaica.
- Finance Developments – We finance real property developments, and act as premium interest rate lenders to local contractors.
The Barita Real Estate Unit Trust unlocks stronger deals by pooling resources and using this collective investment to land bigger ownership and development opportunities.
Here is a chart to help you compare the various investment opportunities with Barita.
I hope the above was useful and sparked your interest in investing in the Jamaica Stock Exchange. If you enjoyed the information or have any questions please leave a comment.
Stay Blessed,
Jess
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